Practical Banking and Building Society Law

Erscheinungsjahr 1997
ISBN: 978-1-85431-628-8
Verlag: Blackstone Press

Buch, Englisch, 470 Seiten, Print PDF, Format (B × H): 150 mm x 223 mm, Gewicht: 615 g

With the extension of activities by banks and building societies, it is now difficult to demarcate between them. The differences that do still exist are largely due to the historical development of building societies and the purposes for which they were established. Many of the restrictions imposed on building societies have now been removed, but many prefer the freedom afforded to banks and have sought to register themselves under the Banking Act 1987. This book examines the law relating to banks and building societies, highlighting the differences in the regulation process and activities of the two institutions. It takes a close look at the extent to which they are both governed by the same systems of law, particularly in respect of banker and customer relationships.

Autoren/Hrsg.

Arora, Anu

Inhaltsverzeichnis

Part 1: the City of London as a financial centre; what is a bank or building society? Part 2: regulation of the banking sector; regulation of building societies; banking and the Single European Market. Part 3: customers; the bank account; creation of the banker and customer relationship; termination of the banker and customer relationship. Part 4: negotiable instruments and the cheque as a bill of exchange; rights and liabilities of the parties to a bill of exchange; cheques on a banker and the protection of the paying and collecting banks; payment by plastic card; credit transfers and direct debits; remedies to recover money. Part 5: bank finance; bankers' securities; recovery and bank advances; mortgage finance by building societies for house purchase. Appendices: changes to the powers of the Bank of England; the banking code; APACS sample forms.

Über Autor(innen)

Professor Anu Arora is a Professor of Law at the University of Liverpool. She has written widely in the field of banking law and regulation, her other works include Cases and Materials in Banking Law and Electronic Banking and the Law.