Theoretical Foundations of Commercial Banking - Vol.1

Core Activities of Commercial Banks
Erscheinungsjahr 2026
ISBN: 978-3-032-37469-1
Verlag: Springer

Buch, Englisch, 472 Seiten, Format (B × H): 155 mm x 235 mm

Reihe: Springer Texts in Business and Economics

The first volume of this book discusses in detail the role of banks in the economy before focussing on the provision of loans and their financing through deposits. These core activities by banks are analysed in detail, including how banks deal with strategic default, what role collateral plays in the lending process, how important relationship banking is to banks and borrowers, amongst many other topics. The implications for banks of financing long-term loans with short-term deposits are considered alongside remedies to overcome the resulting problems of this are explored. With deposits also being important for depositors as a means of making payments for goods and services, such account services are also covered in this volume.

Zielgruppe

Graduate

Autoren/Hrsg.

Krause, Andreas

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines
• Wirtschaftswissenschaften Wirtschaftswissenschaften Wirtschaftswissenschaften: Allgemeines
• Mathematik | Informatik Mathematik Numerik und Wissenschaftliches Rechnen Angewandte Mathematik, Mathematische Modelle
• Wirtschaftswissenschaften Volkswirtschaftslehre Volkswirtschaftslehre Allgemein Makroökonomie
• Wirtschaftswissenschaften Betriebswirtschaft Management
• Interdisziplinäres Wissenschaften Wissenschaften: Forschung und Information Risikobewertung, Risikotheorie

Inhaltsverzeichnis

Chapter 1. Prologue: Taking deposits and lending.- Part I: The importance of banks.- Chapter 2. Intermediation.- Chapter 3. Reducing transaction costs.- Chapter 4. Liquidity provision.- Chapter 5. Investment risks.- Part II The provision of loans.- Chapter 6. Loan contracts.- Chapter 7. Strategic default.- Chapter 8. Credit rationing.- Chapter 9. Collateral.- Chapter 10. Credit reference agencies.- Chapter 11. Relationship banking.- Chapter 12. Open banking.- Chapter 13. Securitisation.- Part III: Deposit and savings accounts.- Chapter 14. Deposit contracts.- Chapter 15. Bank runs.- Chapter 16. Interbank lending.- Chapter 17. Repurchase agreements.- Chapter 18. Deposit insurance.-Chapter 19. Payment services.

Über Autor(innen)

Andreas Krause is Assistant Professor at the University of Bath, Great Britain, teaching and researching in banking and finance. He has published a large number of journal articles and book chapters on a wide range of topics, including payment cards, the systemic risk of banks, interbank markets, and strategic default of borrowers, amongst many others. He is also the author of  , published by Springer in 2024.