Theoretical Foundations of Commercial Banking - Vol.2

Commercial Banking in Context
Erscheinungsjahr 2026
ISBN: 978-3-032-37477-6
Verlag: Springer

Buch, Englisch, 496 Seiten, Format (B × H): 155 mm x 235 mm

Reihe: Springer Texts in Business and Economics

After having considered the core activities of providing loans and accepting deposits in the first volume, the second volume of this textbook analyses banks in its wider economic context, that is in relationship with each other and other competitors and stakeholders. After studying the competition between banks and how this affects bank behaviour, this volume assesses how banks are managed internally; rather than taking the balance sheet of banks as given, it explores how an optimal balance sheet might look like, how employees are remunerated and how they are acting when representing the bank. The important topic of how bank failures can spread, systemic risk, is also considered, alongside an evaluation of the effectiveness of banking regulation. The final part considers the impact that banks have on the wider economy and how their decisions can affect macroeconomic outcomes.

Zielgruppe

Graduate

Autoren/Hrsg.

Krause, Andreas

Fachgebiete

• Mathematik | Informatik Mathematik Numerik und Wissenschaftliches Rechnen Angewandte Mathematik, Mathematische Modelle
• Wirtschaftswissenschaften Wirtschaftswissenschaften Wirtschaftswissenschaften: Allgemeines
• Interdisziplinäres Wissenschaften Wissenschaften: Forschung und Information Risikobewertung, Risikotheorie
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines
• Wirtschaftswissenschaften Betriebswirtschaft Management
• Wirtschaftswissenschaften Volkswirtschaftslehre Volkswirtschaftslehre Allgemein Makroökonomie

Inhaltsverzeichnis

Part I: Competition for banking services.- Chapter 1. Oligopolistic markets.- Chapter 2. Monopolistic competition.- Chapter 3. Competition through loan size.- Chapter 4. Shadow banking.- Chapter 5. Alternative lending arrangements.- Chapter 6. Risk-taking behaviour.- Part II: The conduct of banking activities.- Chapter 7. Optimal balance sheets.- Chapter 8. Remuneration policies.- Chapter 9. Malpractice and misconduct in banks.- Chapter 10. Bank strategy.- Chapter 11. Ownership structure of banks.- Chapter 12. Price complexity.- Part III: Systemic risk.- Chapter 13. Contagion mechanisms.- Chapter 14. Bailout decisions.- Part IV: Banking regulation.- Chapter 15. Capital regulation.- Chapter 16. Liquidity regulation.- Chapter 17. Bank resolution.- Chapter 18. Regulatory coordination and competition.- Chapter 19. The valuation of banks.- Part V: Macroeconomic implications.- Chapter 20. Money creation.- Chapter 21. Monetary policy.- Chapter 22. Economic fluctuations.- Chapter 23. Credit rationing.

Über Autor(innen)

Andreas Krause is Assistant Professor at the University of Bath, Great Britain, teaching and researching in banking and finance. He has published a large number of journal articles and book chapters on a wide range of topics, including payment cards, the systemic risk of banks, interbank markets, and strategic default of borrowers, amongst many others. He is also the author of  , published by Springer in 2024.