Decentralized Finance

The Technology-First Revolution in Private Banking
1. Auflage 2026
ISBN: 978-1-041-27788-0
Verlag: Taylor & Francis

Buch, Englisch, 152 Seiten, Format (B × H): 156 mm x 234 mm

This book traces the evolution of banking from traditional private wealth management to the modern era of decentralized finance (DeFi). It introduces core concepts of blockchain, smart contracts, and digital assets, positioning DeFi as a parallel financial system. The text explores the convergence of DeFi and private banking, offering strategic guidance for financial institutions to responsibly navigate this transformative landscape, focusing on innovation, compliance, and risk management.

The book's key topics are structured to provide a comprehensive understanding of the shift to a decentralized financial system. It begins with the historical evolution of banking, setting the stage for how technology has continually reshaped the industry. A foundational chapter demystifies blockchain technology, explaining concepts like immutability and smart contracts to ground readers in the technical principles of DeFi. The narrative then moves to the specifics of DeFi, unpacking key mechanisms like automated market makers and liquidity pools. A pivotal section explores the intersection of DeFi and private banking, outlining practical use cases like decentralized lending for high-net-worth individuals. Finally, the book addresses the critical challenges of regulatory compliance and offers strategic guidance for executives, providing a roadmap for institutional readiness and digital transformation.

The primary target audience is practitioners and executives. The content is tailored to help financial and technology professionals understand, evaluate, and integrate DeFi into their operations.

Zielgruppe

Professional Practice & Development, Professional Reference, Professional Training, and Undergraduate Advanced

Autoren/Hrsg.

Schueffel, Patrick

Dcosta, Floyd

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Anlagen & Wertpapiere
• Mathematik | Informatik EDV | Informatik Technische Informatik Computersicherheit Kryptographie, Datenverschlüsselung
• Mathematik | Informatik EDV | Informatik Informatik Künstliche Intelligenz

Inhaltsverzeichnis

Introduction 1: The Evolution of Banking 2: Deconstructing Blockchain: A Critical Examination 3: Deconstructing Decentralized Finance: The New Financial Primitives 4: The Headless Banker’s Playbook: A Strategic Framework for DeFi Integration 5: The Inevitable Collision: Regulating DeFi in a Westphalian World 6: The Human Element: Building the DeFi-Native Private Bank 7: The Client of the Future: Redefining the Private Banking Relationship 8: The Technology Stack: Architecting the Private Bank of the Future 9: Beyond Boundaries: The Synergized Financial Ecosystem of Tomorrow 10: The Human Element: Client Relationships in a Digital Age 11: The Green Elephant in the Room: Navigating the Environmental Impact of Blockchain 12: The Tangled Web: Navigating the Legal and Tax Implications of DeFi 13: The Long-Term Societal and Economic Impact of Decentralized Finance. Conclusion: The Headless Banker’s Mandate

Über Autor(innen)

Patrick Schueffel is an adjunct professor at Fribourg’s School of Management, focusing on Fintech, Entrepreneurship in Banking & Finance, and Innovation. He has published extensively in academic journals and practitioner outlets. Alongside academia, he has held various senior roles in Swiss and Liechtenstein banks, including C-level positions, and he works as a corporate advisor.

Floyd DCosta is the co-founder of Blockchain Worx, a Web3 studio harnessing blockchain and AI for sustainable digital transformation. He is also co-founder of Space Armour, a SpaceTech venture building sovereign agentic AI for space and mission-critical environments. He is a regular speaker, writer, and contributor to multiple forums on emerging technologies and innovation.