Personal Insolvency Law

Global Perspectives and China's Transformation
1. Auflage 2026
ISBN: 978-1-041-16415-9
Verlag: Taylor & Francis Ltd

Buch, Englisch, 350 Seiten, Format (B × H): 156 mm x 234 mm

Reihe: The Rule of Law in China and Comparative Perspectives

In an era marked by economic uncertainty and rising living costs, the need for compassionate and effective personal insolvency systems has never been more urgent. This edited volume offers a timely and incisive exploration of the complexities of personal insolvency regimes.

Drawing on insights from the UK, the US, Europe, Japan and China, the book examines how diverse legal systems negotiate the tensions between debt relief and moral hazard, creditor protection and social equity, and market efficiency and human dignity. It compares the effectiveness of neoliberal models, middle-ground approaches, and state-led systems, offering assessments of their respective strengths and limitations.

The analysis moves beyond theory, grounding its arguments in real-world examples, while advancing the case for a robust, standalone personal insolvency framework in China. By synthesising global experience with local experimentation, the volume demonstrates how such a framework could strengthen economic resilience, uphold human dignity, and bring China’s system into closer alignment with international standards.

Ideal for scholars, policymakers and practitioners alike, this book bridges academic rigour and practical relevance, inviting readers to reconsider insolvency not merely as a mechanism of last resort, but as an instrument of financial rehabilitation and social inclusion.

Zielgruppe

Academic and Postgraduate

Autoren/Hrsg.

Tang, Guan H.

Liu, Jing

Ren, Yimin

Fachgebiete

• Rechtswissenschaften Allgemeines Verfahrens-, Zivilprozess- und Insolvenzrecht Insolvenzrecht, Konkurs, Unternehmenssanierung
• Rechtswissenschaften Recht, Rechtswissenschaft Allgemein Rechtsvergleichung
• Rechtswissenschaften Wirtschaftsrecht
• Wirtschaftswissenschaften Wirtschaftswissenschaften Wirtschaft: Sachbuch, Ratgeber
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines

Inhaltsverzeichnis

Personal Insolvency at a Crossroads, Guan H Tang; Part I The Institutional Dynamics of Personal Insolvency; 2. The Changing Institutional Context of Personal Insolvency Law, Iain Ramsay; 3. The Discharge of Debt under the Personal Insolvency System of England and Wales: Lessons to be Learned from an Economic Perspective, Katharina Möser; 4. The Dilemmas and Paths of China's Personal Insolvency Regime: Legislative Momentum as an Analytical Focus, Jing Liu; Part II The Delicate Balance of Relief and Responsibility in Insolvency Reform; 5. Failure and Success: Consumer and Small Business Bankruptcy Reform in the US, Jason Kilborn; 6. The Debt-restructuring System in Sweden, Annina H. Persson; 7. The Construction of a Linkage Incentive Mechanism for Reorganisation of SMEs and Their Operators, Yimin Ren; Part III The Procedural Complexities of Personal Insolvency and Asset Management; 8. The Estate in Bankruptcy Law, David Milman; 9. Rediscovering the Value of Bankruptcy Compromise in China – Reflections from Japan's SSD Regime, Lijie Qi; 10. The Construction of Personal Insolvency Rules for Residential Property Disposal in China from a Comparative Law Perspective, Amy Ren and Shawn Xu; Part IV The Evolving Functions and Concepts of Personal Insolvency Law; 11. The Consumer Bankruptcy Regime in Japan: Application and Structure, Kazuhiko Yamamoto; 12. The Uses of Bankruptcy, Stephen Baister; 13. Lotus Just Buds: Current Situation and Future Prospect of China's Personal Insolvency Counselling System, Dan He; Part V The Way Forward; 14. Competition, Human Rights, and the Architecture of Personal Insolvency Law in China, Guan H. Tang

Über Autor(innen)

Guan H. Tang is a Reader in Commercial Law at the Centre for Commercial Law Studies, Queen Mary University of London where she specialises in comparative commercial law, AI garvennance, law and public interest.

Jing Liu is an Associate Professor at Beijing Foreign Studies University School of Law, China and was Director of the university’s Personal Insolvency Center.

Yimin Ren is the Managing Partner of Capital Equity Legal Group, President of the Zhejiang Bankruptcy Administrators Association, and Executive Vice-President of the Zhejiang Bankruptcy Law Research Association, China.