AI and the Evolution of Insurance Law

Erscheinungsjahr 2026
ISBN: 978-0-19-895358-6
Verlag: Oxford University Press

Buch, Englisch, 352 Seiten, Print PDF, Format (B × H): 171 mm x 246 mm

AI and the Evolution of Insurance Law examines how artificial intelligence is changing both the risks that insurance covers and the legal principles through which insurance markets respond. As businesses increasingly deploy machine learning and automated decision-making systems, and as insurers use AI-powered analytics in underwriting, pricing, claims handling, fraud detection, and customer service, established insurance doctrines are being tested against new forms of opacity, automation, data dependence, and systemic exposure.

The book offers a systematic account of the legal challenges created by AI-related risks. It considers how AI affects risk assessment, fair presentation, disclosure, causation, liability, policy construction, exclusions, and insurability. It also examines whether traditional insurance law can accommodate AI-related harms, or whether new regulatory, contractual, and doctrinal responses are required.

Combining theoretical analysis with practical and regulatory insight, the book situates AI within the long-term evolution of insurance law and insurance practice. It shows that AI is not merely another emerging technology to be insured, but a development that may alter the informational, causal, and institutional assumptions on which insurance law depends. Written for practitioners, academics, regulators, and advanced students, AI and the Evolution of Insurance Law provides a timely and authoritative framework for understanding one of the most important emerging challenges in contemporary insurance law.

Autoren/Hrsg.

Wang, Feng

Inhaltsverzeichnis

- 1: Artificial Intelligence: The Technology

- 2: Mapping the Risk Landscape in the AI Age

- 3: Insurance Law in the Technological Context: A Histor ical Review

- 4: Insurability of AI Risks

- 5: Causation for AI Insurance

- 6: AI Liability and Liability Insurance for AI

- 7: Reassessing 'Knowledge' under the UK Insurance Act 2015 in the AI Age

- 8: Balancing Innovation with Regulation: The Insurer's Regulatory Role

- 9: AI Private-Public Partnership and AI Mutual

Über Autor(innen)

Dr Feng Wang is a Lecturer in Law and a member of the Institute of Maritime Law at Southampton Law School. His research interests are primarily in the fields of insurance law, law and technology, and maritime law. Apart from teaching undergraduate and postgraduate courses at Southampton, he also delivers training to both academic and industrial partners. Feng has published a number of book chapters and journal articles including 'Illegality in Marine Insurance Law' with Routledge and 'Blockchain bills of lading and their future regulation' with Lloyd's Maritime and Commercial Law Quarterly. Before joining Southampton Law School, Dr Feng Wang was a research fellow in Centre for Maritime Law, National University of Singapore. Prior to this, he obtained his PhD degree from University of Exeter under the supervision of Professor Robert Merkin KC.