Principles of Fintech

Financial Technology, Business Models and Strategic Innovation
1. Auflage 2027
ISBN: 978-1-3986-2911-0
Verlag: Kogan Page

Buch, Englisch, 320 Seiten, Format (B × H): 170 mm x 240 mm

Build strategic and technological insight at the intersection of finance and innovation. Principles of Fintech by Alex Zarifis is a practical textbook designed for undergraduate and postgraduate students in business and financial management. Closely aligned with modules in Fintech, digital finance and financial innovation, it equips learners with the knowledge and applied frameworks needed to understand, evaluate and implement financial technologies across contemporary systems. This textbook explores the core technologies and business models shaping the Fintech landscape, from generative AI and blockchain to digital payments, InsurTech and WealthTech. Students are guided through how fintech solutions are developed, implemented and scaled, while critically assessing issues of ethics, governance, regulation and risk management. This textbook includes: - Clear learning objectives and summaries to frame each chapter and consolidate understanding - Applied frameworks linking theory to financial practice - Reflective questions and activities to encourage deeper analysis - Real-world examples to strengthen critical evaluation With its balanced integration of theory, application and critical reflection, Principles of Fintech prepares students to contribute to the evolving world of digital finance and financial innovation.

Autoren/Hrsg.

Zarifis, Alex

Fachgebiete

• Wirtschaftswissenschaften Betriebswirtschaft Management Strategisches Management
• Mathematik | Informatik EDV | Informatik EDV & Informatik Allgemein
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines
• Wirtschaftswissenschaften Betriebswirtschaft Management Risikomanagement

Inhaltsverzeichnis

• Section - ONE: Foundations of Fintech;
• • Chapter - 01: Introduction to Fintech;
  • Chapter - 02: The Technology Stack Underpinning Fintech;
  • Chapter - 03: Business Models and Strategy in Fintech;
• Section - TWO: Core Fintech Domains and Applications;
• • Chapter - 04: Digital Payments;
  • Chapter - 05: Lending and Credit (CreditTech);
  • Chapter - 06: Insurance and Insurtech;
  • Chapter - 07: Trading Platforms and Robo-Advisors;
• Section - THREE: Blockchain and Decentralized Finance (DeFi);
• • Chapter - 08: Blockchain and Distributed Ledger Technology Fundamentals;
  • Chapter - 09: Cryptocurrencies and their Blockchains;
  • Chapter - 10: Decentralized Finance (DeFi);
• Section - FOUR: Ethics and Regulation;
• • Chapter - 11: The Key Challenges of Data and AI Ethics, DeFi Governance and Fintech Regulation

Über Autor(innen)

Alex Zarifis is Lecturer in Information Systems at the University of Southampton, UK. Previously, he worked at the University of Cambridge, University of Manchester and the University of Mannheim. He is currently a research affiliate of the Cambridge Centre for Alternative Finance (CCAF). He is also a pioneer in Fintech education and participated in creating the first government-recognized university degree on blockchain technologies.