Janson Never work again. Win through Passive Income

Incl. Bonus - Strategies to earn more money, financial freedom without stress, achieve your wealth goals, learn to invest intelligently with stocks
8. Auflage 2026
ISBN: 978-3-96596-439-6
Verlag: Best of HR
Format: EPUB
Kopierschutz: 0 - No protection

E-Book, Englisch, 180 Seiten

Also in the 8th revised and improved edition, published by a government-funded publisher involved in EU programs and a partner of the Federal Ministry of Education, you receive the concentrated expertise of renowned experts (overview in the book preview), embedded in an integrated knowledge system with premium content and 75% advantage. At the same time, you do good and support sustainable projects.
Because never having to work again, only doing what you feel like doing and the money comes in virtually by itself is the old dream of many people. But what sounds at first glance like a beautiful illusion, can certainly become true. passive income is called the magic word, after all, can only really become financially independent, who lets his money work for him. But unfortunately, very few people are really familiar with the subject of investing money, and opinions about proper financial planning are as many as there are experts. So if you want to earn money by investing properly, you would do well not to lose track in the jungle of financial products between stock trading with individual stocks, ETF and index funds, gold, real estate, etc.. Therefore it is meaningful to concern oneself more extensively with the own fortune planning, finally savings and thus the age precaution important for the pension are only destroyed by the inflation. Good luck and have fun reading.
Knowledge that makes a difference, independently documented by its own Wikipedia entry: With its 'information on demand' concept, the publishing house has been successful for over 20 years and has received numerous awards. So when you buy the book, you are also doing good: The publisher is financially and personally committed to socially relevant projects such as tree planting campaigns, scholarship foundations, sustainable living, and many other innovative ideas.
The goal of providing you with the best possible content on topics such as career, finance, management, recruiting, or psychology goes far beyond the static nature of traditional books: The interactive book not only imparts expert knowledge but also allows you to ask individual questions and receive personal advice.
In doing so, expertise and technical innovation go hand in hand, as we take the responsibility of delivering well-researched and reliable content, as well as the trust you place in us, very seriously. Therefore, all texts are written by experts in their field. Only for better accessibility of information do we rely on AI-supported research results to a limited extent to make information easier to find, which assists you in your search for knowledge.
You also gain extensive premium services: Each book includes detailed explanations and examples, making it easier for you to successfully use the consultation services, freeky available only to book buyers. Additionally, you can download e-courses, work with workbooks, or engage with an active community. This way, you gain valuable resources that enhance your knowledge, stimulate creativity, and make your personal and professional goals achievable and successes tangible.
That's why, as part of the reader community, you have the unique opportunity to make your journey to personal success even more unforgettable with travel deals of up to 75% off. Because we know that true success is not just a matter of the mind, but is primarily the result of personal impressions and experiences.
Publisher, journalist and editor Simone Janson is also a best-selling author, was a columnist for WELT and Wirtschaftswoche, and, according to ZEIT, one of Germany's most bloggers on success.

Autoren/Hrsg.

Janson, Simone

Leseproben

Financial Planning and Asset Growth for Newbies: 4 X 8 Tips for Stocks
// By Holger Jungclaus

Stocks are securities, are traded on the stock exchange and are considered as unsafe business. With this prejudice, the following tips are revealed.

3 Criteria for the selection of shares

In times of zero interest rate policy and global uncertainty, many investors are turning to gold. However, I advise you to count on living gold. By this term I mean stocks. Unlike gold, a well-chosen stock pays dividend income. And how do you find the right stock? As a money sovereign you use your acquired expertise and also check with common sense, whether the following three criteria are met:

1. A public limited company must produce demanded and successful products or provide services.
2. She has to pay her employees well and treat them the same way.
3. In addition, it has to earn a dividend for its shareholders, which is not paid out of the company's substance and is only partially distributed in order to continue investing.

What is a stock?

Shares are securities. A share represents a share in the company. All shares together form the company's share capital. With the purchase you become a partner. You participate in the profit through the dividend payment. The undistributed portion of profit increases with the price increase. And what are the components of a share?

Let us analyze a concrete example of what a stock contains. Let's take the BASF share: the company produces and sells worldwide. It has land, buildings, operating equipment, operating and business equipment, vehicles of all kinds, etc. The workforce and the management come to this. All this forms a unity which can also be called a symbiosis, since it is an advantage for all partners, employees, management, customers and shareholders.

Shares, the "living gold."

Equities are therefore something very special, a product that is always reinvented by changing, exchanging or improving all parameters, if necessary. Shares are shares in the steady change of the economy.

That's why I refer to stocks as "living gold!" - “Gold” because for me the stock is the best long-term investment there is, “alive” because everything is constantly in motion, because companies are constantly reinventing themselves, i. H. have to continuously adapt to the circumstances.

8 Tips: What you should know about the stock

1. The Annual General Meeting: The Annual General Meeting (AGM) is the meeting of shareholders to take resolutions. It elects the members of the Supervisory Board and grants them and the Management Board discharge. It decides to pay a dividend, adopts resolutions on the agenda, amendments to the charter, capital increases and much more.
2. The dividend: The dividend is generally defined as the cash dividend. There is also the stock and the natural dividend. The stock dividend is offered by the companies to keep the money in the company. Instead of cash the company offers shares. So you are stagnating your stock. The shareholders will receive the natural dividend at the Annual General Meeting. The breweries offer swimming pools, others a bursting buffet.
3. Free or bonus shares: These are shares which the shareholder receives without additional payment, that is to say free of charge. They often come from a capital increase from company funds. The company converts reserves into share capital.
4. Bonus shares: In the case of the bonus share, the shareholder receives the dividend-loyalty shares - possibly for a specific holding period. They do not come from a capital increase from company funds.
5. Stock Split and Share Buyback: The companies carry out so-called stock splits. That is, the issued shares will be withdrawn and more new shares will be issued for them. A split 1: 2 means: For one old share, the shareholder receives two new shares. For you this means B. Your forty shares become eighty shares. At the same time the course sinks z. B. from 110 to 55 €. The main purpose is to make the price lower. A share buyback is the opposite of a split. It is done to increase the dividend yield.
6. capital increase: In the event of a capital increase, new shares, called “young shares”, are issued. As compensation, the existing shareholder receives subscription rights that he can use to buy new shares or sell them on the stock exchange.
7. Spin-off: In the case of a spin-off, the company breaks down a part of its company as an independent company. As a compensation, the shareholders receive free shares of the new company.
8. Fusion: The merger, also called merger, is the merger of two (or more) independent companies.

The fear of the Germans before shares

What do not German investors say: they have a share of energy. They avoid risk because they do not want losses. When buying property, the Germans have very clear ideas. First, money must be saved. During the accumulation process, thoughts develop over the building.

How big should it be? Where and what should be built? A house or a condominium? The client waits patiently until the equity capital is available. Then it is built or bought. His investment approach is well defined and has only one goal: one's own use. During the use phase, he is not interested in whether his property is valuable or worthless. His patience mutates into persistence.

This is precisely the virtues that the Grandmaster of the stock exchange, André Kostolany, had already defined for the successful purchase of the shares, the three great G: money, thought, patience.

8 Tips: How to Analyze Stocks Properly!

The Germans are definitely misled. Look at the sample depots, which are published in well-known newspapers and magazines. All aim only at the price gains. I have never seen one that is based on the dividend.

Added to this is the short-term observation period: fund of the month or periods between one, two or three years. The maximum duration over the average term is still to be reported. However, this is not appropriate to the full extent and long-term value of the share.

1. Purpose of a joint stock company: A public company has to satisfy its customers. So offer popular, successful products, such as B. The following companies: You will find Coca Cola and McDonald's on almost every corner. Take a look around your own household, e.g. B. in the bathroom: Who are the manufacturers of your consumable products?
2. Selection of shares: When selecting stocks, you can get a good understanding of your business and forget the typical analysis methods - chart analysis, stock analysis, technical analysis and everything else. For professionals, they may be important for you as a private investor. You do not have to hit a benchmark or an index, and you're not competing with anyone.
3. Criterion employee satisfaction: A stock company must properly pay and handle its employees. Social services, employee participation and further education are nowadays an indispensable prerequisite for committed, loyal and satisfied employees.
4. Why dividend is important: A public company must generate a dividend for the shareholders. Here the emphasis is on earning. If the dividend is paid out of the substance, as Telekom has done for years, this weakens the capital base and the confidence in the stock.
5. Consider the business model: A company that has already paid a decade-long dividend and is still increasing it year by year has a thriving business model and will not be so fast. A stock company has three important functions. If these are not met, you can assume that your business model does not or does not yet work or is not sustainable in the long term.
6. Consider the substance payment: A clear sign of a substance payment is the tax exemption of the dividend, because this is a capital repayment, not a dividend earned
7. Inertia: is asked. If you have selected and bought your shares according to the analysis described above, there is no reason to be nervous about stock market fluctuations.
8. Change your target approach when buying a share: Instead of capitalizing on profits, dividends must be in the foreground and you should develop the same patience as you would for a property you use.

3 Tips: Speculation - but right!

Speculation is the assumption that we can look to the future. The punter speculates on a change in his favor. He believes he knows how a security or currency evolves to gain a financial advantage in the future. Speculation may be directed towards rising (bullish speculation) or falling prices (bearish speculation).

The desire to benefit from fluctuations on the stock exchange, special tips or supposed developments is great. I advise you to develop equanimity. If you absolutely want to speculate, proceed as follows:

1. Set up an extra depot / account.
2. From the outset assume a total loss.
3. If your speculation goes up, take out the capital invested. Then you only speculate with money won. The loss is not as painful as that of one's own capital.

8 Tips: Do you have to pay attention to the purchase of shares?

What you should know: Private investors are often disadvantaged when buying. The initial subscription will take place before the first stock market listing, mostly without the private investor. Then the Erstzeichner have already made cash. Especially at the beginning, the banks support the course if necessary. When it comes to knowledge about the stock market candidate, the private investors are disadvantaged. Big investors have a direct line to the management team...