Man The Prepper's Survival Bible

The Ultimate Guide to Survive a War, Epidemic, Pandemic, and Natural Disaster. Learn Life-Saving Strategies, Stockpiling, Canning, Home Defense, and Sustain Yourself Living Off-Grid
1. Auflage 2026
ISBN: 978-1-970565-91-1
Verlag: PublishDrive
Format: EPUB
Kopierschutz: 0 - No protection

E-Book, Englisch, 80 Seiten

Learn everything about preparing for disasters

When disasters happen, are you the type that can survive them?

Look around your home – could you survive thirty days on the water, medical supplies, and fuel you already have?

Do you have the necessary supplies to keep you and your family safe if you are forced to hunker down in your home for a month without leaving?

Being a good prepper means being prepared to survive any scenario, from keeping your family going when you've lost your job, keeping them safe when law and order have ceased to exist, and looters are breaking in to steal whatever they can find, and also surviving off the grid if you're forced to leave your home behind.

They lack the foresight to stockpile enough food and water to survive. They lack the equipment needed to preserve food and water. They lack the methods to protect their families and defend their homes. They lack the skills necessary out in the wild.

In this book, you will:

Understanding how finances can help you

Learn about what prepping is truly all about

Learn how to get started in prepping

Learn how to can food

Understand how much water you need to stockpile

Understand what a bug bag is

Learn how to live off the grid

Learn how to cook food without electricity

Learn how to defend your home in good times and in bad times

This book is the ideal starting point in teaching you the mindset and lessons required to be a great prepper. You may not be able to escape the disasters you will inevitably face, but the lessons in these pages will aid you in avoiding mistakes and giving you the best chance of survival.

Autoren/Hrsg.

Man, Richard

Leseproben

Chapter Three: Money Management Is the Key to Good Prepping

Managing your money and getting your finances in order is one of the core aspects of being a good prepper. It doesn't matter if you have a lot of money or barely anything. Even an average person can improve their financial habits to create a solid foundation for their everyday lives and an emergency.

You don't want to be someone who has a large stockpile of items but barely has any money to their name, along with high debt and nothing put aside for retirement or emergencies.

If you want to be a good prepper, you need to start thinking about lowering your chances of a terrible event occurring and being prepared for it. Being a reasonable and sensible prepper requires you to be prepared for the situations you are most at risk of experiencing.

It can be kind of fun to imagine what would happen should there be a zombie outbreak, and the only way to survive is by staying inside the home, but let's face it, it's not likely to happen.

You're much more likely to experience another global pandemic, a disruption to the food supply, or hardships to your own finances.

It is this last factor that most preppers start prepping.

In America, 51 million households struggle to keep a roof over their heads and put food on the table. 20% of American children go hungry every year. 14% of Americans live below the poverty line. 57% of Americans do not have $1,000 in savings. Every year, 25% of American experience extremely financial hardships. Around 46% of Americans cannot afford to pay $400 in car repairs without relying on a credit card. 26% of Americans have nothing in their emergency savings account.

Average Americans have a debt of $125,000, and those with debts of $16,000 pay 17% in interest payments. The average student loan debt for graduates in 2016 was $37,000. More than 25 million Americans cannot afford medical help or purchase medicine such as insulin. Soaring medical costs have left 620,000 Americans declaring bankruptcy.

More than 50% of Americans have no savings for retirement, and less than 20% say they have saved enough for that time. Millennials have savings 30% smaller than any other generation. More than 80% of the gains are received by the top one percent of the wealthiest population. Most average people haven't had any improvements to the economy in years.

Data and statistics don’t show things improving in the future. In fact, it shows that things will only get worse for those who are not in the top five percent. Changes to the demographics and the job losses combined with automated and machine dependency will only worsen the situation.

Problems with finances can have a severe and devastating impact on your life. Your children face more disadvantages, your performance at work decreases, divorces, depression, stress, mental health issues, bankruptcy, living paycheck to paycheck, getting further and further into debt – the list goes on and on, and it's not a good experience for anyone.

For those looking to prep, you are less likely to be successful if you suffer from financial problems due to fewer resources and options. For example, you've got to go to the doctor to treat your back pain, but your car breaks down and needs significant repairs. You pay for the car repairs so you can continue to get to work, but now your back is so painful without treatment that you are forced to stay off work. You get fired, and then all the bills start piling up, and you are in considerable debt.

It's perfectly acceptable to start prepping even if your finances are not as strong as others. You may start working on the fundamentals of your prepping checklist while trying to lower your debt and create savings for emergencies. Remember to be practical and, if need be, seek advice from a professional.

Creating an Emergency Fund

There are several reasons why it is important to have an emergency fund set aside to last you for three to six months. These include such situations:

• To bail out a family member
• Stockpiling necessary items before a storm
• Dealing with an unexpected funeral
• A serious medical issue
• Parking tickets
• A car accident
• An outbreak of disease
• A series of riots
• Loss of employment
• Fleeing domestic violence

Having a fund that could tide you over for three to six months can be incredibly reassuring. It gives you peace of mind knowing that, should one of these situations happen or something even worse, you are secure in the knowledge that you can get through it.

Experts said you should always have enough funds for three months a few years ago. However, these days it has gone up to have funds to cover you for six months. This is because decent-paying jobs are harder to find even with degrees, there are fewer social security nets to fall back onto, and food and housing prices are rising.

You should keep your emergency fund accounts separate from your savings and retirement funds.

Great preppers are ready at all times. If something should happen, you should always have your bag ready, and you are good to go. This is exactly the same for your emergency funds account. You need to look at it as your bug-out bag. You don't go into it; you don't even look at it until there is an emergency. You don't dip into it to buy those designer shoes that are on sale right now or use it for any other reason, even if you intend to put the funds back in next week. Most people won't be able to replace the funds, and an emergency will suddenly occur.

After a while, you can diversify your emergency funds to include online savings, cash, precious metals, and even bitcoin. Cryptocurrency can be overwhelming or even confusing to some, but it can be a good backup plan in an emergency. You should look into it and do thorough research.

It's Time to Start

It's something that you will read a lot, but it's true. You must start now.

If you don't start planning now, you are losing out. Compound interest and rewards that come with investing accumulate each month. The more time you waste in failing to start saving, the more funds you are wasting. It's the difference between saving for retirement age 21 instead of 31.

Your future, and the future of your family, are incredibly important.

Each time you get paid from your job, you pay yourself first. You place 10% of your paycheck in your emergency funds, another 10% in your retirement fund, and another 10% into your savings account. It's highly recommended.

If your funds are tight, try paying yourself 5% for the first year and then increase it to 10% the following year. It is highly recommended that you start establishing and cementing the habit rather than focusing on the actual numbers.

Setting up an automated transfer on the day you get paid is a good idea. If you know you get paid on the first of each month, create a standing order or a direct debit so that 10% of your paycheck automatically goes into your retirement, savings, and emergency fund. This way, you know exactly what you have left to play with each month.

Regarding debt, you must prioritize getting it down as low as possible before you start saving up for anything else.

Looking at Your Expenses

It is believed that if you look at your weight each day, you will make better choices regarding what you eat for the rest of the day. You don't have to deal with fad diets, counting calories, or trying to stick to a program that will make you miserable – all you do is step on the scales and make sensible decisions.

It is exactly the same regarding your finances. Budgeting is equivalent to counting calories. Look at your finances regularly and allow yourself to make responsible choices. Do you only have $100 in your account but need to pay off your credit card bill? Don't go to Starbucks and spend $15 on some ridiculously sugar-crammed concoction that doesn't taste like coffee. Make a flask of your favorite coffee and drink that on the way to work instead.

Maybe you'll see that you're paying for a gym subscription or an app that you don't bother using. Maybe you're eating fast food far too much. Some apps or bank features that monitor your spending habits could come in handy.

Establish a Sensible Budget

Budgets are just like diets. We hate them, and we rarely stick to them. However, when we stick to them, they are incredibly effective.

A good method is the 50 – 30 – 20 budget. In this, you pay 50% of your income for your essentials, such as housing and healthcare costs, 30% for things you desire (such as clothing, shoes, and going out to eat), and 20% for debts, retirement, and emergency funds.

For example, let's say you earn $6000 a month. You pay $3000 for your rent/mortgage, utilities, travel gas, car payment, groceries, etc. You then pay $1800 for fun things (such as eating out, buying new clothes, etc., Netflix, games), and the final $1200 you put in your retirement fund or towards paying off debt....