Buch, Englisch, Band 60, 332 Seiten, Format (B × H): 169 mm x 250 mm, Gewicht: 684 g
Reihe: European Monographs
Buch, Englisch, Band 60, 332 Seiten, Format (B × H): 169 mm x 250 mm, Gewicht: 684 g
Reihe: European Monographs
ISBN: 978-90-411-2700-6
Verlag: Wolters Kluwer
Using a dual focus on the historical development of EC financial services law and current trends in this highly evolving sector, this important book masterfully reveals and delimits the legal aspects of payments within the European Union and analyses the different legislative approaches to harmonization in financial services. The author shows that, despite the inherent sensitivity of the financial services sector and the rapid technological developments, a centralized EC initiative for payment services has the potential to bring about tangible results in terms of consumer protection and further EC integration.
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Weitere Infos & Material
Preface. List of Abbreviations.
Part One. Introduction. 1. Methodology used and a short guide to this book. 2. The financial integration as an indicator of the EC integration and the importance of payments.
Part Two. Towards the Harmonization of Payments in the Internal Market—The Legal Background. 3. Common Market, Internal Market, Single Market: History and Evolution through the Treaties. 4. The Financial Services Action Plan (FSAP). 5. The Legal Background of the Directive on Payment Services (PSD). 6. Regulatory Approaches in the Internal Market.
Part Three. The New Directive on Payment Services. 7. The Legal Basis of the PSD. 8. The PSD and its Scope. 9. The Legal Framework for ‘Payment Institutions’ as Established by the PSD. 10. Transparency of Conditions for Payment Services Pursuant to the PSD. 11. Rights and Obligations of the Parties to a Payment Transaction under the Fourth Title of the PSD. 12. Impact on and Relation to Other Directives, Transposition and Review of the PSD. 13. The Broader Vision of a Single Euro Payments Area (SEPA).
Part Four. Concluding Remarks: A Critical Overview of the PSD. 14. PSD: A Movement towards Further Integration of the Payments Market or the Repetition of the Fragmented Harmonization Approach? 15. A Critique of the Specific Provisions of the PSD.
Appendices: Table 1. The Payment Services Legislation in the EU and the Related Legal Acts. Table 2. Payment Institutions, Payment Services. Table 3. Payment Services according to the PSD. Table 4. Payment Service Providers according to the PSD. Table 5. Liabilities and Obligations of the Payment Service Providers under the PSD. Bibliography. Table of Cases.
