Hatami / Johnson Inclusive Finance

How Fintech and Innovation Can Transform Financial Inclusion
1. Auflage 2025
ISBN: 978-1-3986-1044-6
Verlag: Kogan Page
Format: EPUB
Kopierschutz: Adobe DRM (»Systemvoraussetzungen)

E-Book, Englisch, 328 Seiten, Accessible EPUB

How can finance professionals close the financial inclusion gap through innovation?

Inclusive Finance by Alessandro Hatami and Meaghan Johnson is a practical guide for professionals in banking, fintech, investment and regulation who want to reduce exclusion, meet compliance goals and expand access to underserved markets.

Written by leading voices in financial innovation, this book explores how digital tools, emerging technologies and strategic models can transform financial systems to become more equitable, without sacrificing profitability.

You'll learn how to:

- Address systemic exclusion and reach underbanked populations

- Use blockchain, AI, DeFi and stablecoins to improve access

- Balance innovation, social impact and regulatory compliance

- Unlock new revenue by designing inclusive financial products

- Align your institution with global ESG and SDG targets

Whether you're modernizing existing systems or building a fintech startup, Inclusive Finance helps you reimagine financial services for broader social impact and long-term market growth.

Themes include: financial inclusion, fintech innovation, blockchain, DeFi, ESG, responsible finance

Autoren/Hrsg.

Hatami, Alessandro

Johnson, Meaghan

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines
• Geowissenschaften Umweltwissenschaften Nachhaltigkeit
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Bankwirtschaft
• Wirtschaftswissenschaften Volkswirtschaftslehre Internationale Wirtschaft Entwicklungsökonomie & Emerging Markets

Inhaltsverzeichnis

Section - ONE: What does financial inclusion mean?; Chapter - 01: Why does financial inclusion matter?; Chapter - 02: What are the drivers of financial exclusion?; Chapter - 03: The role of banking in everyone's lives; Chapter - 04: The importance of payments and the birth of the current account; Chapter - 05: The role of credit; Chapter - 06: Protection; Chapter - 07: Regulation; Section - TWO: How do we fix finance?; Chapter - 08: The role of fintech; Chapter - 09: Open banking and APIs; Chapter - 10: Banking-as-a-service and embedded finance; Chapter - 11: Niche banking; Chapter - 12: Authentication and identification; Chapter - 13: Big data, alternative data and artificial intelligence; Chapter - 14: Blockchain and distributed ledger technology; Chapter - 15: Decentralized finance, cryptocurrency and Web3; Chapter - 16: Central bank digital currency; Section - THREE: What can be done?; Chapter - 17: Call to action; Chapter - 18: Engaging the financial inclusion ecosystem;

Über Autor(innen)

Johnson, Meaghan
Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.

Hatami, Alessandro
Alessandro Hatami is the founder and managing partner of advisory firm Pacemakers.io, specialising in driving digital transformation in payments, financial services and banking organisations. He has been driving digital innovation for over 15 years at firms such as the Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to several fintech start-ups and an investor in a number of early-stage tech companies. He is a well-known figure in European fintech and is a frequent speaker at events across the globe. His book Reinventing Banking and Finance (2021), also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com in the US. He is based in London, the UK.

Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com.

Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.