Social Security for Dummies

4th Auflage
ISBN: 978-1-119-68992-8
Verlag: Wiley

Buch, Englisch, 336 Seiten, Format (B × H): 188 mm x 234 mm, Gewicht: 454 g

"Social Security for Dummies is a must read for people of any age who want a comfortable retirement. The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book."

--Liz Weston, personal finance columnist and author of the bestselling Your Credit Score and
The 10 Commandments of Money

Claim the benefits you've earned

The award-winning Social Security For Dummies--now in its fourth edition-- is the one guide you need to navigate the often-complex world of Social Security benefits. You'll learn when to start claiming, how much you can expect to receive, where to find Social Security calculators, and more.

Since 1937, workers across the United States have set aside a portion of their wages to fund Social Security, which, for many of us, forms the basis of our retirement income. Despite its central importance in our lives, few of us understand how Social Security really works. That's where Social Security For Dummies comes in. Written in an easy-to-follow, clear language, it provides comprehensive information on how to negotiate the sometimes labyrinthine system and claim everything you qualify for. You'll learn how to:

* Navigate the Social Security website

* Know which options you qualify for

* Use Social Security calculators

* Get answers to frequently asked questions

Retirement is the time for you to kick back, relax, and enjoy the fruits of your labors--Social Security For Dummies makes it easier.

Praise for Social Security For Dummies:

"Social Security for Dummies is a must read for people of any age who want a comfortable retirement. Jonathan Peterson does a great job of explaining this complicated system and helps you understand how to get the most from the benefits you've earned. The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book."

--Liz Weston, personal finance columnist and author of The Ten Commandments of Money

"This is your go-to book on Social Security. Chock-full of useful tips, easy to use, and well organized, it answers all your questions about Social Security."
--Steve Vernon, author of Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck and CBS MoneyWatch commentator

"Social Security for Dummies is indispensable for anyone who wants to get the best possible deal from Social Security -- and that means all of us, young and old, because everyone will need Social Security benefits in this era of disappearing pensions and dwindling savings. Strategies for single people, for married couples, for survivors, for divorced people: You can find expert advice on all these subjects and more in this easy-to-understand guide to a very complex subject."

-- Bob Rosenblatt, editor of HelpwithAging.com and Senior Fellow at the National Academy of Social Insurance

Autoren/Hrsg.

Peterson, Jonathan

Fachgebiete

• Wirtschaftswissenschaften Wirtschaftswissenschaften Wirtschaft: Sachbuch, Ratgeber

Inhaltsverzeichnis

Introduction 1

Part 1: Getting Started with Social Security 5

Chapter 1: What Social Security Is and Why You Need It 7

Chapter 2: A Breakdown of Benefits 19

Chapter 3: Deciding When to Start Collecting Retirement Benefits 39

Chapter 4: Protecting Your Number and Securing Your Card 57

Part 2: Taking the Plunge: Filing for Social Security 73

Chapter 5: Signing Up for Benefits 75

Chapter 6: Determining How Much You've Earned 89

Chapter 7: Navigating the System 99

Chapter 8: When You and Social Security Disagree: The Appeals Process 123

Part 3: Who Benefits and When 141

Chapter 9: Spousal Benefits: Watching Out for Each Other 143

Chapter 10: Family Benefits: Who Gets What 157

Chapter 11: When You Can't Work: Social Security Disability Benefits 173

Part 4: Social Security and Your Future 197

Chapter 12: Enrolling in Medicare 199

Chapter 13: Working in "Retirement" 221

Chapter 14: Shaping a Financial Future You Can Live With 241

Part 5: The Part of Tens 253

Chapter 15: Ten Myths about Social Security 255

Chapter 16: Ten Reasons Young People Should Care about Social Security 265

Chapter 17: Ten Choices Facing the Country about the Future of Social Security 273

Part 6: Appendixes 281

Appendix A: Glossary 283

Appendix B: Resources 291

Appendix C: Strengthening Social Security 297

Index 301

Über Autor(innen)

Jonathan Peterson is a former executive communications director at AARP and an award-winning journalist. His interest in Social Security began when he covered the political debate that led to major reforms in 1983. He is a former economics and politics correspondent for the Los Angeles Times.