What's Gone Wrong with Welfare Reform
E-Book, Englisch, 400 Seiten
ISBN: 978-1-4473-3328-9
Verlag: Policy Press
Format: EPUB
Kopierschutz: Adobe DRM (»Systemvoraussetzungen)
Drawing on original research and high-profile debates, this much-needed book provides an introductory guide to social security, correcting misunderstandings and exposing poorly understood problems. It reveals how some workers pay to take on additional hours; that those who pay national insurance contributions may get nothing in return; that some families can be paid to split apart; and that many people on the lowest incomes are seeing their retirement age rise the fastest.
Broken Benefits includes real-life stories, models of household budgets, projections of benefit spending, and a free online calculator showing the impact of welfare changes on personal finances. The book presents practical ideas of how benefits should be reformed, to create a fairer, simpler and more coherent system for the future.
Autoren/Hrsg.
Fachgebiete
Weitere Infos & Material
Part I: INTRODUCING THE BENEFITS SYSTEM;
Introduction;
The makings of a 'British revolution': A brief history of benefits;
What are benefits for?;
Part II: MAPPING IT ALL OUT - THE MECHANICS OF THE BENEFITS SYSTEM;
Benefit entitlements for people with no other income or savings;
Contribution-based benefit entitlements for people with no other income or savings;
How support changes on moving into work;
Part III: A THOUSAND CUTS;
A freeze is as good as a cut;
'Unlimited' welfare;
Welfare reform and the 'family test';
Cuts to Employment and Support Allowance and the ‘limited capability for work’ component of Universal Credit;
Triple locked? Benefits for pensioners;
Welfare that works? The 'old' system;
Welfare that works? Universal Credit;
Contribution-based benefits: The great insurance scam;
Part IV: CHAOS, ERROR AND MISJUDGEMENTS - PAYMENTS AND ADMINISTRATION IN THE BENEFITS SYSTEM;
Reasons to be fearful?: Assessing sickness and disability;
'Chaos, error and misjudgement': The administration of Tax Credits and Universal Credit;
Sanctions;
Local benefits, local choices;
Making 'older people' older: Changes in the pension age;
Part V: THE 'NEW SETTLEMENT' - BENEFITS IN 2020;
Understanding the 'low tax, low welfare' economy;
The social impact of moving to a 'low welfare' economy;
Part VI: BETTER BENEFITS;
Preventing poverty and destitution;
A system that responds to household need;
Supporting 'socially desirable' behaviours;
Simplicity from the claimant's perspective;
Conclusion.